FORTIFIED™ is a voluntary construction and re-roofing Program designed by the insurance industry to strengthen homes and commercial buildings against specific types of severe weather such as high winds, hail, hurricanes and even tornadoes. When severe weather strikes, a FORTIFIED Roof keeps the wind and rain out, preventing a cascade of damage that can destroy your home and belongings. FORTIFIED Roof was specifically designed to prevent damage that commonly occurs during high winds, hurricanes, hailstorms, severe thunderstorms, and even tornadoes up to EF-2. No matter what type of roof you have—shingles, metal, or tile—FORTIFIED Roof requirements will make your home stronger. FORTIFIED Roofs have stronger edges, a sealed roof deck, better attachment, and may include impact-resistant shingles. There are 3 levels of FORTIFIED roofs (Basic, Silver, Gold) with different requirements. Unless the FORTIFIED standard is part of your local building codes, it's typical that an additional inspection after construction is required to received FORTIFIED certification and to receive subsidies and insurance discounts. FORTIFIED Roofs may have to be recertified every five years to continue receiving insurance discounts. Learn more about the FORTIFIED standard here.

If you live in a location with a risk of hurricane or severe storm damage (Louisiana, and more than 20% of the United States) then you may want to consider a FORTIFIED Roof. Several states offer subsidies for FORTIFIED Roof construction and many insurance companies also offer discounts if your property is in a high-risk location. Insurance companies in Louisiana offer average discounts of 22% on insurance premiums, with average annual savings of $1250. Here's a report that was submitted to the LA state legislature on insurance discounts.

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A FORTIFIED Solar Roof combines the requirements for a FORTIFIED Roof with solar panels and may also include a power storage battery. You can keep your FORTIFIED roof certification when you install solar panels provided you follow the program requirements, saving you money on both insurance AND energy costs each month.  Just let us know if you'd like a free solar assessment for the purchase or lease of a rooftop solar system and we'll have local solar providers get in touch. Research has shown that roofs with solar panels are more resistant to damage than those without.

Navigating the process of finding a certified FORTIFIED contractor and getting the inspection approved can be complicated for property owners. Fortifyy can help you:
- Find a reputable FORTIFIED evaluator and FORTIFIED roofers.
- Identify incentives and affordable financing options .
- Help ensure that you get a significant discount on your insurance premium once you've successfully installed a certified FORTIFIED Roof.
- Provide referrals to financing to help you pay for a FORTIFIED roof.

There is no cost to property owners for using Fortifyy's services. Fortifyy may share your information with contractors and other service providers (with your permission) in order to help you get bids and understand your options for building a Fortified Roof.

Insurance savings for Louisiana homeowners with FORTIFIED roofs can range from 20-52% off the wind portion of the property owner's insurance. See above for specific discounts. Each insurer and building is different, however, so be sure to work with your insurance agent to get insurance quotes from multiple insurance companies so you can compare them and choose the one that best fits your needs.
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The State of Louisiana has offered $10,000 grants via a lottery to support the cost of installing FORTIFIED roofs. The program is not currently accepting applications, but will reopen in the future. Register HERE to be notified about program updates and ensure that you can apply the next time the lottery opens.

In addition, as of July 1, 2025, the State of Louisiana offers a non-refundable state income tax credit of up to $10,000 for homeowners who install FORTIFIED roofs.  However, there is an annual cap on this credit and an application that you must submit in order to claim the credit, so you should consult a tax professional and review the legislation's requirements HERE.

Fortifyy is proud to partner with Credit Human, a member-owned financial cooperative with 5 branches throughout the New Orleans area that has a mission of making the communities they serve sustainably stronger and improving the lives of the people in their community. They offer both consumer loans and home equity loans at affordable rates and terms to help ensure that you can finance your new FORTIFIED Roof.  Credit Human also offers one-on-one financial health counselling at all 5 of its branches, to help you make the best financial decisions for your family